Hyundai of Charleston

Jan 4, 2024

Dealership financing is a fast, transparent, and easy alternative to getting a car loan from a bank. As your Hyundai dealer in Charleston, SC, we want to tell you about some of the benefits of choosing financing through us and how the process works.

Navigating Dealership Financing With Your Hyundai Dealer in Charleston, SC

We Work With You

Not every driver has perfect credit, and this can be a problem in bank financing. Usually, a bank will only offer credit on good terms to clients who have a high credit score. A potential client who can’t match their set credit requirements is likely to politely but firmly be refused credit. In this situation, the only option is to start the credit application process again with a different bank. At your dealership, we view this situation very differently. We understand that a perfect credit score isn’t everything. We work with customers who have average credit and credit that needs some improvement. Our finance department offers a personalized service, tailored to you as an individual. We’ll work hard to secure financing for the car you deserve.

You Have Options

If you get a car loan from a bank, the terms they offer are very rarely negotiable. A bank has set credit policies, terms, and interest payments. If you choose their loan, you could be stuck with interest payments or a loan term that might cause you a financial burden in the future. A bank can also only offer you one option for a deal. Our finance department, in contrast, works with a variety of banks and credit providers. Since we work with many finance providers, we can provide you with a variety of loan options. This gives you more freedom to choose the terms and repayment schedule that fits your wallet the best.

How Does It Work?

Use Our Online Tools

We have some online tools that can help you. Our handy payment calculator can be found under the finance tab on our website. This tool allows you to estimate your monthly payments and potential buying power with just a few keystrokes. If you have a vehicle you want to trade in towards the cost of the deal, you can get a quick trade-in value estimate using the Kelly Blue Book tool on our website.

Get Pre-Approved

You can pre-approval from the comfort of your home. Visit our website and choose the finance tab. We offer a simple four-section online form for you to complete and send to us. Once we receive your application, our finance department will be in contact with finance options customized to you. If you’d like more information on our financing process, or to apply for finance, contact us today at Hyundai of Charleston.