Have You Experienced Credit Challenges?

The Finance Center at Hyundai of Charleston is Here to Help

The belief of the team at our dealership is that every car shopper deserves the chance to get behind the wheel of a dependable, budget-friendly vehicle. When you have experienced credit challenges in your past or don't have a lengthy credit history, it can feel like there are no opportunities for you to achieve these goals.

Luckily, the finance center at our dealership is skilled at providing financing solutions for folks who may not have the highest credit scores. Unlike a Buy Here, Pay Here dealership, the finance team at Hyundai of Charleston, located at 3150 Marginal Road in Charleston, SC, is here to help you get on a path to a better auto financing future.

Our Finance Team is Here to Assist You with Your Goals of Car Ownership

It doesn't matter if you have had credit challenges in your past or a limited credit profile; it can feel like there are no options when you are shopping for your next vehicle. Some car shoppers may even feel like no one wants to work with them when they express that they may have a challenged credit situation.

The good news is that the finance experts at Hyundai of Charleston are dedicated to assisting folks overcome these obstacles and get behind the wheel of the vehicle that they want to buy or lease. In the past, our finance team has helped many folks get approved for a car loan or Hyundai lease despite not having the ideal credit profile.

Do any of these situations sound like you?

  • Have a foreclosure on your credit report
  • Experienced a repossession in your recent past
  • A history of late payments
  • Recently divorced
  • Don't have a lengthy credit file
  • Filed for bankruptcy

Car shoppers can take comfort in knowing that our finance staff has come through for folks in the same situations in the past. We will do our best to try to help you!

How to Be Prepared When You Are Applying for Credit with Hyundai of Charleston

Customers who have purchased or leased a car in the past will probably not be surprised to know that being prepared is key when it comes to securing the best auto financing available. Our dealership wants to provide all of our customers with the best chance to get approved for the car loan or Hyundai lease that helps them bring home their new vehicle.

A key to making this happen is having all of the necessary documents when you come into our dealership. Having access to these records will give you a better chance of being approved for an auto loan or Hyundai lease that works for your situation.

When you visit Hyundai of Charleston to buy or lease your new ride, you should bring the following:

Valid Driver's License

A valid driver’s license or state-issued identification

Proof of Income

Copies of recent paystubs or tax returns, if you are self-employed

Proof of Residence

Copy of a recent utility bill showing your name and address

Insurance Information

Insurance information, so our finance team can help get your new car insured for you

Personal References

The names, addresses, and phone numbers of three people that you can use as a reference

Down Payment

Any down payment you can provide on your new vehicle

  • The title of any car you are planning on trading
  • Discharge paperwork from a bankruptcy if you have filed
  • An authorization letter from the court if you have filed a Chapter 13 bankruptcy
  • If you are using a cosigner, they will also need to bring any applicable documentation

Apply for Financing with Hyundai of Charleston


Bringing home your new vehicle can begin without ever leaving your living room. You can complete our online credit application to get the ball rolling. The finance professionals at our dealership will work with our in-house lenders to try to secure the best terms available for your situation.

Fill out the form, so Hyundai of Charleston can help you achieve your goal of buying or leasing a new car today.

  1. Hyundai of Charleston

    3150 Marginal Road
    Charleston, SC 29414

    • Sales: 854-214-0835
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Get in Touch

  • Contact our Sales Department at: 854-214-0835
  • Monday9:00AM - 8:00PM
  • Tuesday9:00AM - 8:00PM
  • Wednesday9:00AM - 8:00PM
  • Thursday9:00AM - 8:00PM
  • Friday9:00AM - 8:00PM
  • Saturday9:00AM - 7:00PM
  • SundayClosed